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Had a PPI offer? Are you sure it’s fair?

If you won a pay-out after being mis-sold a PPI policy you’re probably delighted with the extra cash – but you might have been short-changed. You may be one of thousands who are due more PPI compensation.

Customers who received a payment from Lloyds Banking Group (which includes Halifax, Bank of Scotland and Black Horse), Barclays, RBS and NatWest – could be entitled to more money.  Here’s what you need to know:

Why is there a further claim?

  • These banks have taken advantage of a loophole that allows for something called “alternative redress”.
  • It applied to customers who bought single-premium PPI policies, paying the entire cost of the insurance up front and adding it to the loan.
  • Instead of returning all the customers’ money, the bank was deducting the cost of a cheaper, regular premium policy from the pay-out.
  • This means they were treating these claims as if they’d just sold the wrong type of payment protection insurance rather than completely mis-selling it.

How do I know if I have a claim for more PPI compensation?

Barclays, Lloyds Banking Group and RBS/NatWest have confirmed they took advantage of the “comparative redress” loophole in the following periods:

  • Lloyds Banking Group – since February 2013.
  • Barclays – between October 2012 and October 2013.
  • RBS/NatWest – since early 2013.

 

Check your offer. If you see any of the following phrases within your offer then you may have been the victim again of the banks trying to avoid paying out the compensation that we believe is fair:

  • Alternative Redress
  • Comparative Redress
  • What you would have paid

 

YOUR MONEY CLAIM will fight your corner. We know the tactics the banks use and they are well aware that we know. We will challenge the banks at every step to ensure you get a fair offer of compensation. If you are due more PPI compensation, we will fight to get back what we believe is rightfully yours.   Call us today on 01254 822880 or click on the link below and complete the simple form and let us help you to see if you could be entitled to more PPI compensation.

 

More PPI compensation

More PPI compensation

About the author

Daniel Lee

Company Director

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