Payment Protection Insurance policies are often sold by lenders as part of the deal when you take out a loan or credit card with them. Millions of loans, credit cards and store cards have been taken out with some form of Payment Protection Insurance. These policies were often sold to customers who did not need, want or ask for them. Many customers may not even know that they have been sold a PPI policy with their loan or credit card.

Our research has shown that the vast majority of firms selling PPI did not:

• Make it clear that the PPI was optional.
• Offer cancellation refunds.
• Give clear information about the PPI product and what it would cost.
• Tell their customers the extent to which they were eligible for PPI cover and what they were covered for.
• Tell their customers why the recommended PPI policy met their demands and needs.

So if you have been sold Payment Protection Insurance on your mortgage, home improvement loan, car loan, personal loan, credit card or store card then you could make a PPI claim with us. To claim your money back plus interest, simply enter your details(top left) or download the claim form now. And because we work on a ‘No win No fee’ basis you won’t have to pay us a penny if your claim is unsuccessful.

You can start a PPI claim now by filling in our online form at the top right of this page. If you do make a payment protection insurance claim it can go one of two ways: (1) If you were mis-sold PPI then you will get compensation. (2) If your claim proves to be unsuccessful, it will not cost you a penny as we charge zero fees for a failed case. Either way, you can’t lose.

The industry average claim is £3,000. Just think what you could do with the money: go on a holiday of a lifetime, pay off debts, buy a season ticket for your favourite team or even get a wardrobe full of new clothes

There are so many things you could do with the money that we believe rightfully belongs to you. Remember, we work on a NO WIN, NO FEE basis so what is there to lose? Money that should be in your bank account could be sat in your lenders bank.

Financial Institutions used Payment Protection Insurance products, otherwise known as PPI, to generate large profits at the cost of their customers. This led to huge amounts of loans with added “protection policies” being sold to customers who did not need, want or ask for them. There are various different names for the policies including unemployment cover, mortgage protection, repayment cover or accident and sickness cover but they are generally the same.

Thankfully the Office of Fair Trading uncovered these practises and deemed them unfair as the Payment Protection Insurance products should only be sold for the benefit of the customer, not to generate obscene profits for the company. Therefore, if you have been sold a policy in the past, we believe there is a very high chance that it has been mis-sold and the money is rightfully yours. We are confident we can claim your money back for you, PLUS INTEREST!

Not sure whether you have had a Payment Protection Insurance policy? Simply check your original paperwork or contact the company who you have your loan, car, mortgage, home improvement loan, credit or store card with and ask. It only takes a minute and then we can work for you to get back what is rightfully yours.

Can’t remember what loans, car finance, mortgage, home improvement loans, credit or store cards you have had? It is easy to find out. Simply go to experian.co.uk and try out their free 30 day trial. They basically hold your credit file and will have all the details. There are also some excellent ideas and tips on how to boost your credit rating.