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  • PPI Deadline
  • Rejected PPI?
  • Partial PPI Refunds
  • Bank Account Claims
  • Tax Refunds

The Financial Conduct Authority (FCA) imposed a deadline to make claims against banks of 29th August 2019.

 

However, this does not stop claims being made via the courts.

 

If you have ever had a PPI claim rejected, never made a PPI claim, or you did not receive a refund of ALL of the PPI premiums then we can now review your case with a view of issuing legal proceedings on your behalf via our panel of trusted solicitors.

 

All we require from you in order to carry out the free, no obligation, check is a signature or two from you, depending on whether or not you still have a copy of the banks response.

 

Likewise, if we believe your case can be taken down the legal route, all we would require from you is your signature should you wish to proceed. The choice is yours.

 

We are asked many questions every day so we’ve compiled a list of the most asked questions, along with the answers to those questions here.

If you have had your PPI case rejected by either your bank or the Financial Ombudsman Service, there is still hope for your case.

 

Banks and the Financial Ombudsman Service rely upon controversial rules set by the Financial Conduct Authority when making decisions with respect to mis-sold PPI, and evidence shows that courts often take a different view.

 

We are currently working with our trusted partner and solicitor firm with respect to issuing a large group action in the High Court for cases that have been rejected by the banks and Ombudsman.

 

This action relates to banks failing to disclose to its customers the obscene levels of commissions it retained for selling PPI policies.

 

This failure / refusal to disclose the commissions, which on average were 67% of the amount paid by the customer, means that the customer was not provided with enough information to consider whether the policy represented value for money.

 

Therefore, it is our opinion, which is evidenced by the ever growing number of successful court cases, that the overwhelming majority of PPI policies were mis-sold for this reason alone.

 

If you have ever had a PPI claim rejected, we can review your case for free with a view to issuing legal proceedings on your behalf.

 

All we require from you in order to carry out the free, no obligation, check is a signature or two from you, depending on whether or not you still have a copy of the banks response. That’s it!

 

Likewise, if we believe your case can be taken down the legal route, all we would require from you is your signature to give us the ‘go ahead’. The choice is yours.

 

We are asked many questions every day so we’ve compiled a list of the most asked questions, along with the answers to those questions here.

The highly controversial rules that were implemented by the Financial Conduct Authority in 2017 have, in our opinion, only served to benefit the banks.

 

The rules basically state that, based on certain criteria, banks only have to refund a small portion of the PPI premiums and associated interest, and the banks have arguably taken full advantage of this.

 

On average, banks made an obscene 67% commission for selling PPI policies on behalf of insurance providers.

 

Banks, for obvious reasons, did not disclose to its customers how much commission it was making as a result of selling the PPI policy.

 

This, as stated by the Supreme Court in 2014, created an unfair relationship, as the customer was not provided with enough information to decide whether the PPI policy represented value for money.

 

Despite this, the FCA implemented rules that stated banks only had to refund the commission that was over 50%.

 

It is our opinion, which is evidenced by the ever growing number of successful court cases, that these rules are unfair.

 

If you believe you may have only received a partial compensation offer, all we require from you in order to carry out the free, no obligation, check is a signature or two from you, depending on whether or not you still have a copy of the banks response. That’s it!

 

Likewise, if we believe your case can be taken down the legal route, all we would require from you is your signature to give us the ‘go ahead’. The choice is yours.

 

We are asked many questions every day so we’ve compiled a list of the most asked questions, along with the answers to those questions here.

Packaged Bank Accounts, or Paid For Bank Accounts as they’re sometimes referred to, have been mis-sold to MILLIONS.

 

With BILLIONS potentially due in compensation, Your Money Claim are the industry experts in beating the banks.

 

With approximately 1 in 5 UK consumers having been sold a Packaged Account we can carry out the checks and deal with the claim every step of the way.

 

For more information please click here.

If you received a PPI or PBA compensation award after April 2017 it is likely your compensation award was subject to a tax deduction.

 

As each UK tax payer has a PERSONAL SAVINGS ALLOWANCE (usually of £1,000.00), most people who have had tax deducted from their compensation are able to claim the deduction back from HMRC.

 

As a registered HMRC Agent, we are able to assess your case, and act on your behalf to recover the tax deduction if it is deemed to be recoverable.

Customer Testimonials

  • Good communication

    Mr Jones (Highbridge)

    Good communications. Very helpful with service.

  • Fantastic service

    Miss Phillips (Blackburn)

    Fantastic service. I was kept updated all the way through the process. Highly recommended. Thank you Your Money Claim.

  • Absolutely delighted

    Mr J Townsley (Motherwell)

    Absolutely delighted with the service from Your Money Claim. From my first chat with one of the friendly advisers until I received my award, I was kept in the loop with frequent calls and letters. The friendly staff were excellent and could answer all questions quickly.

  • Really easy process

    Miss McCoy (Wigan)

    Really easy process, I didn’t have to do anything. Claim came through really quickly. Very satisfied

  • Efficient service

    Mrs Robinson (Prudhoe)

    Efficient service, all the work done on your behalf.

  • Well done

    Mr & Mrs Whiting (Suffolk)

    Once more, well done!

  • Very good service

    Mr P Fisher (Oldham)

    Very good service. Professional help. Thank you very much

  • Kept informed

    Mr Walker (Stoke-on-Trent)

    The service provided by Your Money Claim has been very good. I have been kept informed of all the actions Your Money Claim has undertaken to claim PPI owed to me.

  • Very impressed

    Mr Martin (Ruislip)

    I would like to thank you for helping me get back my money taken via PPI. I have been very impressed with the efficiency of your company, and how you kept me informed at all times as to how my claim was proceeding.

  • Great service

    Mr Halden (Rugeley)

    Great service and extremely helpful. We just filled in a couple of simple forms and that was it.

  • Incredibly efficient

    Mr Scadding (Surrey)

    Incredibly efficient and I would highly recommend. Very helpful staff and took all the stress out of the process.

  • Easy & straightforward

    Mrs Deans (Bedford)

    An easy, straightforward service has been provided. With plenty of information and updates received. Thank you.

  • Helpful, professional and prompt

    Mrs Carless (Brentwood)

    Your Money Claim were extremely helpful, professional and prompt. I had regular calls to keep me updated on the progress of my claim. We would completely recommend them in the future.

  • Successful outcome

    Mrs Stewart (Evesham)

    I had a large number of cards which had been closed a while ago. Several had different banks to the original but this did not prevent Your Money Claim from achieving a very thorough and successful outcome for me. Thank you for all the effort.

  • Very big thankyou

    Mr J Williams (Pontypridd)

    Staff were very helpful. Would recommend to others. A very big thank you to Your Money Claim

  • Excellent service

    Mrs Wilks (Barnsley)

    Unable to do own claim because of illness. It has been an excellent service. Communications excellent – clarity very good. Thank you.

  • YMC persevered

    Mr Lowe (Sittingbourne)

    Your Money Claim persevered with my claim for over 12 months and even after American Express dismissed the claim they carried on fighting and eventually the Financial Ombudsman (via Your Money Claim) sorted it out and now I have the money. Thank you.

  • Efficient & friendly

    Ms Phillips (Kidderminster)

    Efficient and friendly service with helpful staff. Many thanks for your successful efforts on my behalf.

  • Friendly and helpful

    Mrs Purcell (Dartford)

    I found the staff friendly and helpful.

  • So grateful

    Mr & Mrs Wilkinson (Grimsby)

    We are so grateful for your help and time.

  • YMC did everything

    Mrs L Reich (Cardiff)

    I would never have known where to start. Actually I had started the process before but soon gave up. It can be intimidating trying to deal with banks etc on your own. Your Money Claim did everything and I’m very grateful for your help and patience. You needed a lot of it with me!

  • Straight forward

    Mrs Dias (Bolton)

    The service has been very good. It was straight forward to use and I have been kept informed at every stage of the process. The staff have always been friendly and helpful when I have spoken with them and I had confidence that they were dealing with my claim efficiently.

  • Amazing

    Mrs Couzens (Bedford)

    Your Money Claim are amazing. This has been the best thing I have ever done. I can’t thank you enough.

  • First class

    Mr Hathorn (Hockley)

    Great company and so easy to use this service. First class. Many thanks.

  • Professional

    Mr Pindar (Bedale)

    Professional, painless and productive. Thank you.

  • Stress free

    Mr Read (Bolton)

    An efficient and friendly service that made the pursuit of a successful claim stress free. Many thanks.

  • Recommending you everyone

    Mrs Maxwell (Skegness)

    Excellent service from 1st phone call to end. Friendly & helpful at all times. Couldn’t believe how much I got back and from places I didn’t even know I’d paid it. A big thankyou to all at YMC. Recommending you to everyone I know

  • Very happy

    Mr Rand (York)

    I am very happy with the service I have received. Would certainly recommend to others.

  • Very helpful

    Mr Wilson (Castle Douglas)

    Your Money Claim were very helpful on the phone regarding claims / forms to fill in. Perfect. Highly recommended.

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