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The Financial Conduct Authority (FCA) imposed a deadline to make claims against banks of 29th August 2019.
However, this does not stop claims being made via the courts.
If you have ever had a PPI claim rejected, never made a PPI claim, or you did not receive a refund of ALL of the PPI premiums then we can now review your case with a view of issuing legal proceedings on your behalf via our partner and trusted solicitors.
Please do not worry if you no longer have the documentation from the lender as we can obtain this for you.
We will review the documentation, and if we believe you may qualify for compensation we will add your case to the Group Action that is being carried out by our trusted top tier partner solicitor firm, who will act on your behalf without you having to attend court.
We are asked many questions every day so we’ve compiled a list of the most asked questions, along with the answers to those questions here.
If you have had your PPI case rejected by either your bank or the Financial Ombudsman Service, there is still hope for your case.
Banks and the Financial Ombudsman Service rely upon controversial rules set by the Financial Conduct Authority when making decisions with respect to mis-sold PPI, and evidence shows that courts often take a different view.
We are currently working with our trusted partner and solicitor firm with respect to issuing a group action in the High Court for cases that have been rejected by the banks or Ombudsman.
This action relates to banks failing to disclose to its customers the obscene levels of commissions it retained for selling PPI policies.
This failure / refusal to disclose the commissions, which on average were 67% of the amount paid by the customer, means that the customer was not provided with enough information to consider whether the policy represented value for money.
Therefore, it is our opinion, which is evidenced by the ever growing number of successful court cases, that an overwhelming number of PPI policies were mis-sold for this reason alone.
If you have ever had a PPI claim rejected, we can review your case to see whether it may qualify for compensation.
Please do not worry if you no longer have the documentation from the lender as we can obtain this for you.
We will review the documentation, and if we believe you may qualify for compensation we will add your case to the Group Action that is being carried out by our trusted top tier partner solicitor firm, who will act on your behalf without you having to attend court.
We are asked many questions every day so we’ve compiled a list of the most asked questions, along with the answers to those questions here.
The highly controversial rules that were implemented by the Financial Conduct Authority in 2017 have, in our opinion, only served to benefit the banks.
The rules basically state that, based on certain criteria, banks only have to refund a small portion of the PPI premiums and associated interest, and the banks have arguably taken full advantage of this.
On average, banks made an obscene 67% commission for selling PPI policies on behalf of insurance providers.
Banks, for obvious reasons, did not disclose to its customers how much commission it was making as a result of selling the PPI policy.
This, as stated by the Supreme Court in 2014, created an unfair relationship, as the customer was not provided with enough information to decide whether the PPI policy represented value for money.
Despite this, the Financial Conduct Authority implemented rules that stated banks only had to refund the commission that was over 50%.
It is our opinion, which is evidenced by the ever growing number of successful court cases, that these rules are unfair.
If you believe you may have only received a partial compensation offer, or if you are unsure, we can carry out the necessary checks to see whether you may qualify for additional compensation.
Please do not worry if you no longer have the documentation from the lender as we can obtain this for you.
We will review the documentation, and if we believe you may qualify for compensation we will add your case to the Group Action that is being carried out by our trusted top tier partner solicitor firm, who will act on your behalf without you having to attend court.
We are asked many questions every day so we’ve compiled a list of the most asked questions, along with the answers to those questions here.
Packaged Bank Accounts, or Paid For Bank Accounts as they’re sometimes referred to, have been mis-sold to MILLIONS.
With BILLIONS potentially due in compensation, Your Money Claim are the industry experts in beating the banks.
With approximately 1 in 5 UK consumers having been sold a Packaged Account we can carry out the checks and deal with the claim every step of the way.
For more information please click here.
If you received a PPI or PBA compensation award after April 2018 it is likely your compensation award was subject to a tax deduction.
As each UK tax payer has a PERSONAL SAVINGS ALLOWANCE (usually of £1,000.00), most people who have had tax deducted from their compensation are able to claim the deduction back from HMRC.
As a registered HMRC Agent, we are able to assess your case, and act on your behalf to recover the tax deduction if it is deemed to be recoverable.
