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How Far Back Can You Claim PPI?

You may have been mis-sold PPI many, many years ago by your bank or lender. You may have only just realised you’ve been sold PPI, or you may just be wondering whether or not you were all those years ago.

But, you’ve got an issue, a question that you don’t know the answer to… “How far back can I claim PPI?”

It’s one of the most common questions we get asked on a daily basis, so you are not alone.

It depends on the lender

All lenders are legally obliged to retain documentation regarding any credit agreement for a minimum period of six years once it’s been settled.

However, we find that most lenders, especially the mainstream banks, keep hold of paperwork for much longer periods.

Our free fast-track checking system, set up with almost all lenders, will allow us to see whether your lender has retained information on your account, and secondly, whether or not you were sold PPI.

Our Oldest Successful Claim

We’ve had a number of claims launched with us that date back as far as the early 90s, and a very small number even go as far back as the 1980s so don’t be put off by the date of your loan, mortgage, credit card or other form of finance.

There is still a huge amount of compensation yet to be claimed, and an estimated 7 million people who haven’t yet staked their claim.

Could you be one of them?


The answer to the question how far back can you claim PPI, in short, is that you can claim PPI as far back as your lender has retained your paperwork for.

There is no deadline, but lenders will try to put up more of a fight, the older the claim is so we advise to get your claim in as soon as you can.

Start Your Claim

Remember, we don’t need account numbers and we don’t need paperwork.

So, if you’ve got a credit card from 1990, a loan from 2005 or a mortgage from 1987, don’t let the date put you off making a claim with us today.

So, if you fill out our online claim form which can be found on every page, or even download a pack.

Our experts are on hand to answer any questions you may have via telephone, email or our online chat facility.

How Far Back Can You Claim PPI?

How Far Back Can You Claim PPI?

About the author

Daniel Lee

Company Director

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