01254 82288001254 822880
If you took out a loan, mortgage, or credit card with the Co-operative Bank between the early 1980s until as recently as 2013 there’s every chance you’ll have been paying for PPI.
It does not matter if the credit agreement(s) are still running or have been settled.
The deadline for making a PPI claim has passed, but that isn't the end of the story....
If you've had your PPI claim rejected by the bank or by the Financial Ombudsman Service we can take a look at it to see if we believe it could qualify for compensation via the courts.
The check is completely free, and can be done quickly if you still have a copy of the letter of rejection.
If you no longer have a copy, we can obtain one from your bank with your authority.
We will notify you as soon as we have confirmed whether your case could qualify.
If we believe your case may qualify we just require one more signature from you in order to pass the case for litigation.
On average, banks made an obscene 67% commission on PPI policies it sold.
Banks have taken advantage of the highly controversial guidance from the Financial Conduct Authority, which states that, based on certain criteria, the banks only have to refund the difference over 50%.
This has seen, in an overwhelming number of cases, banks only refunding, on average, 17% of premiums and associated interest.
If you believe you have only received a partial refund we can take a look at your case to see if it qualifies to be looked into further by our panel of trusted solicitors.
The check is free, and if you have a copy of the rejection letter(s) we only require one signature from you to carry out the checks.
If you don't have a copy of the rejection letter we will issue an information request to your bank to obtain a copy, with your authority.
We will notify you as soon as we have confirmed whether your case could qualify.
If we believe your case may qualify we just require one more signature from you in order to pass the case for litigation.
No, you won't have to attend court as our panel of solicitors will present your case and represent you.
Simply complete the 'Start Your Claim' form on this page.
We'll send you out a form in the post for you to complete.
Once we've received the form back in the freepost envelope we provide, we'll carry out your free check.
Our experts are on hand to answer any questions you have via telephone, email or our live chat facility.
So....why wait, let's get started!
A retail and commercial bank with their headquarters in Manchester, the Co-operative Bank was originally formed in 1872 as the loan and deposit department of the Co-operative Wholesale Society and it later became the CWS Bank.
The bank was the first new member of the Committee of London Clearing Banks in 40 years and with this came their ability to issue their own cheques.
In 1974 they began to offer customers who remained in credit, free banking and they were also the first clearing bank to offer an interest bearing cheque account in 1982.
The Co-operative has always portrayed itself to be a moral lender, refusing to trade with industries, markets and companies that it deems to be immoral.
Maybe it comes as a surprise then that the bank didn’t think twice about acting immorally itself when it came to mis-selling PPI to it’s own customers.
The Co-operative bank have been fined £100,000 for their role in the PPI mis-selling saga, and they’ve set aside millions of pounds in order to compensate customers.
Co-operative PPI
