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November 5, 2024 
Daniel Lee How the Court of Appeal Judgment in Hopcraft v Close Brothers Could Impact Other Types of Finance The Court of Appeal judgment in Hopcraft v Close Brothers has significant implications not only for the motor finance sector but also for a broad range of financial agreements. This ruling underscores the critical need for transparency around […]
October 31, 2024 Daniel Lee Why the Court of Appeal Judgment in Hopcraft v Close Brothers Shouldn’t Have Surprised the FCA and Finance Providers In the recent Court of Appeal case Hopcraft v Close Brothers, the ruling underscored significant concerns about transparency in motor finance agreements, particularly regarding undisclosed commissions. This judgment should have been expected by both the Financial […]
October 30, 2024 Daniel Lee Could Martin Lewis’ Advice on Motor Finance Commission Cost UK Consumers Billions? Martin Lewis, the UK’s well-known financial adviser and consumer champion, has a strong track record of helping people save money, from energy bills to credit cards. Recently, however, his guidance on motor finance commission, particularly in focusing only on discretionary commission models, may […]
October 29, 2024 Daniel Lee Understanding Motor Finance Commission: What You Need to Know Motor finance commission is a term that often comes up in discussions about car purchases, particularly when consumers opt for financing options to buy a vehicle. While financing can make owning a car more accessible, understanding the commissions involved is crucial to ensure that you are […]
October 29, 2024 Daniel Lee The Debatable Incompetence of the Financial Ombudsman Service The Financial Ombudsman Service (FOS) was established to resolve disputes between consumers and financial service providers, offering a free, impartial service to help individuals navigate issues that arise from financial transactions. However, in recent years, questions surrounding its competence and effectiveness have emerged, leading to public and […]
October 29, 2024 Daniel Lee Examining Allegations of Corruption: The FCA and Financial Ombudsman Service The Financial Conduct Authority (FCA) and the Financial Ombudsman Service (FOS) play crucial roles in the UK’s financial ecosystem. The FCA regulates financial firms and markets to ensure that consumers are treated fairly, while the FOS provides a platform for resolving disputes between consumers and […]
