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March 31, 2025 
Daniel Lee Exposing Corruption and Leadership Failures at Black Horse Black Horse, a prominent name in the UK’s finance sector and part of the Lloyds Banking Group, has long attempted to position itself as a trusted provider of vehicle finance. However, beneath the surface lies a troubling history of mis-selling practices, leadership failures, and regulatory breaches that […]
March 31, 2025 Daniel Lee MPs Brand FCA as “Incompetent”—The Crucial Role of Claims Management Companies Published: November 26, 2024 Financial Scandals and Regulatory Failures Today’s blistering parliamentary report exposes deep flaws in the Financial Conduct Authority (FCA), labeling it “incompetent at best, dishonest at worst.” Over decades, financial scandals such as PPI mis-selling and motor finance commission abuses have […]
March 31, 2025 Daniel Lee Why Martin Lewis is Wrong About the Wrench v FirstRand Court of Appeal Judgment In a recent commentary, financial advisor Martin Lewis expressed concern that the Court of Appeal’s decision in Wrench v FirstRand Bank Ltd and related cases has “gone too far.” However, his perspective overlooks critical legal and ethical nuances highlighted in the […]
March 31, 2025 Daniel Lee Will the Court of Appeal Judgment in Wrench v FirstRand Increase the Cost of Credit? The recent Court of Appeal decision in Wrench v FirstRand has brought significant implications for the motor finance industry, specifically focusing on transparency in commission-based lending practices. While there are concerns that this judgment may lead to higher costs for […]
March 31, 2025 Daniel Lee The Background and Implications of Johnson v FirstRand Bank Ltd: From County Court to Court of Appeal Judgment The case of Johnson v FirstRand Bank Ltd is one of the recent decisions in a wave of motor finance mis-selling cases, reflecting the growing scrutiny on undisclosed commission practices in the UK’s finance sector. Here, we’ll […]
March 31, 2025 Daniel Lee The Wrench v FirstRand Bank Case – A Landmark Judgment for Motor Finance Mis-Selling Claims The recent Court of Appeal ruling in Wrench v FirstRand Bank has generated substantial interest within the financial and motor finance sectors. This case serves as a crucial benchmark for motor finance claims, focusing on issues surrounding undisclosed commissions and […]
