⚠️ Corruption in Plain Sight: How the FCA and Government Are Colluding to Protect Lenders from Paying What They Owe In what can only be described as an increasingly shameless betrayal of public trust, the Financial Conduct Authority (FCA) — backed, it appears, by elements within government — is taking a series of calculated steps […]

🧾 The FCA’s Proposal to Cut Statutory Interest on Redress: Another Win for Lenders, Another Blow to Consumers We’ve seen the financial industry time and again put profits before people. But even by historic standards, the Financial Conduct Authority’s latest consultation—which proposes cutting the statutory redress interest rate—represents yet another staggering failure to stand up […]

GAP Insurance Mis-Selling: The New PPI Scandal in Disguise? GAP Insurance Mis-Selling: The New PPI Scandal in Disguise? It’s all starting to feel very familiar. A financial product, sold widely across the UK. A huge proportion of consumers unaware of how much commission was pocketed behind the scenes. A ‘trusted’ sales channel — usually a […]

Charlie Nunn Says There’s No Financial Harm in Motor Finance Commission. Really? Charlie Nunn, the CEO of Lloyds Banking Group — the UK’s largest motor finance lender through its subsidiary Black Horse — recently made headlines with an astonishing claim: that the widespread use of commission in motor finance agreements has caused no financial harm […]