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Who sold PPI?

Did your bank or lender sell PPI?

So, who sold PPI? The good news, or bad news, whichever way you look at it, is that most banks sold Payment Protection Insurance, commonly known as PPI.

We have listed some of the main culprits at the bottom of this page but don’t worry if your lender doesn’t appear, it is still highly likely that it sold PPI.

Don’t be fooled if your bank or lender has a different name for the insurance, it is generally the same thing.

The controversial PPI deadline

The Financial Conduct Authority (FCA) set a deadline for consumers to make PPI complaints to their bank.

That deadline has now passed.

The deadline itself remains highly controversial, as it appears that the only real beneficiaries are those at the centre of the scandal, the banks.

Indeed, the banks are still in profit to the tune of tens of billions, so it could be argued that they have profited from fraud.

A new hope!

The rules set by the FCA for banks to follow when they receive a PPI complaint have also proven to be highly controversial.

It could also be debated that the banks have taken advantage of these rules in order to pay out less compensation than perhaps they should

An increasing number of complaints are now being issued directly via the courts, which appear to take a different view to the FCA.

Rejected PPI Claims – Free Check

If your case was rejected by the bank or Financial Ombudsman Service we can take a look at your case to see if it qualifies to be looked into further by our panel of trusted solicitors.

The check is free, and if you have a copy of the rejection letter(s) we only require one signature from you to carry out the checks.

If you don’t have a copy of the rejection letter we will issue an information request to your bank to obtain a copy, with your authority.

We will notify you as soon as we have confirmed whether your case could qualify.

If we believe your case may qualify we just require one more signature from you in order to pass the case for litigation.

Please do not worry, you will not be asked to attend court as our panel of solicitors will represent you.

Partial Refund PPI Claims – Free Check

On average, banks made 67% commission on PPI policies it sold.

Banks have arguably taken full advantage of the highly controversial guidance from the Financial Conduct Authority, which states that, based on certain criteria, the banks only have to refund the difference over 50%.

This has seen, in an overwhelming number of cases, banks only refunding, on average, 17% of premiums and associated interest.

If you believe you have only received a partial refund we can take a look at your case to see if it qualifies to be looked into further by our panel of trusted solicitors.

The check is free, and if you have a copy of the rejection letter(s) we only require one signature from you to carry out the checks.

If you don’t have a copy of the rejection letter we will issue an information request to your bank to obtain a copy, with your authority.

We will notify you as soon as we have confirmed whether your case could qualify.

If we believe your case may qualify we just require one more signature from you in order to pass the case for litigation.

Please do not worry, you will not be asked to attend court as our panel of solicitors will represent you.

Who Sold PPI?

 
Abbey PPI Claims Alliance and Leicester PPI Claims
Asda PPI Claims Bank of Scotland PPI Claims
Barclays PPI Claims Barclaycard PPI Claims
Black Horse PPI Claims Citi PPI Claims
Clydesdale Bank PPI Claims Cooperative PPI Claims
First Direct PPI Claims Halifax PPI Claims
HSBC PPI Claims HFC PPI Claims
Liverpool Victoria PPI Claims Lloyds PPI Claims
Marks and Spencer PPI Claims MBNA PPI Claims
Natwest PPI Claims Northern Rock PPI Claims
Royal Bank of Scotland PPI Claims Sainsburys PPI Claims
Santander PPI Claims Tesco PPI Claims
Yorkshire Bank PPI Claims Welcome Finance PPI Claims

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