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June 12, 2017
Daniel Lee

How to claim train delay and cancellation compensation

Claiming compensation for those extremely annoying delays or cancellations can seem like a chore and lots of people don’t bother. In fact, two-thirds of passengers don’t claim for their train delays. That’s a lot of money people are missing out on.

Trust us, it’s worth making those claims. Andy Young travels from his home in Hertfordshire to London’s City Thameslink every day and he makes between £230 and £330 each year in compensation. Similarly, Tom Burridge claimed over £1k compensation in train vouchers:

Multiple train delay compensation vouchers

Our guide to claiming train delay and cancellation compensation

  1. Make a note of the delayed or cancelled train details:
    • If delayed, how many minutes was it delayed
    • The journey date
    • The reason it was delayed or cancelled (if it was announced)
    • The train company in question
    • The station you were travelling to and from
    • What type of ticket you had (single, return, season ticket etc.)
    • Finally, hold on to your train tickets or booking reference as you’ll need them as proof

If you don’t remember the length of the delay, then take a look at the Recent Train Times website. You just need to add in the train stations you were travelling between and the dates and it will tell you the actual arrival times.

 

  1. Most train companies have a time limit of 28 days from the delayed or cancelled journey so apply as soon as you can.

 

  1. Use our table below to get the link to the relevant delay repay page. Or, visit National Rail’s list of train companies.

 

  1. Once you’ve navigated your way to the compensation form, fill out the details you made a note of and upload your train tickets. You can apply for compensation via post, the delay repay page should contain the postage address you’ll need to send the compensation form to.

 

  1. You’ll be asked how you wish to be compensated. Most train companies will offer repayment by cheque, bank transfer or travel vouchers.

 

It’s important to note that each train company has a slightly different repay policy. And so you don’t have to trawl through their website looking for it, we’ve created a go-to list of minimum delay times in order for you to receive compensation, the amount you could be refunded for a single journey and links to each company’s delay repay page.

Don’t let the train companies hold on to your compensation. Follow our guide, use the links below and get back your cash!

Link to train company’s delay repay page Minimum delay time for compensation Amount you could be refunded on a single journey
Arriva 30 minutes Delayed 30-59 mins? 50% of ticket price. More than 60 mins? 100%.
C2C 30 minutes Delayed 30-59 mins? 50% of ticket price. More than 60 mins? 100%.
Caledonian Sleeper 30 minutes Delayed 30-59 mins? 50% of ticket price. More than 60 mins? 100%.
Chiltern Railways 30 minutes Delayed 30-59 mins? 50% of ticket price. More than 60 mins? 100%.
Cross Country 30 minutes Delayed 30-59 mins? 50% of ticket price. More than 60 mins? 100%.
East Midlands Trains 30 minutes Delayed 30-59 mins? 50% of ticket price. More than 60 mins? 100%.
Gatwick Express 15 minutes Delayed 15-29 mins? 25% of the ticket price. Delayed 30-59 mins? 50% of the ticket price. Delayed 60-119 mins? 100%.
Grand Central 60 minutes Delayed 60-120 mins? 50% of the fare back. 120-180 mins? 75% back. More than 180 mins? 100%.
Great Northern 15 minutes Delayed 15-29 mins? 25% of the ticket price. Delayed 30-59 mins? 50% of the ticket price. Delayed 60-119 mins? 100%.
Great Western Railway – High Speed 60 minutes Delayed 60-119 mins? 100% of the fare back.
Great Western Railway – London & Thames Valley 30 minutes You get 50% of the fare back if you’re delayed by more than 30 minutes (on journeys of less than an hour) or if you’re delayed by an hour or more (if your journey is an hour or more).
Great Western Railway – South Coast 60 minutes Delayed 60-119 mins? You’ll get 50% of the fare back. More than 120 mins? 100%.
Greater Anglia 30 minutes Delayed 30-59 mins? 50% of ticket price. More than 60 mins? 100%.
Hull Trains 30 minutes Delayed 30-59 mins? 50% of ticket price. More than 60 mins? 100%.
London Midland 30 minutes Delayed 30-59 mins? 50% of ticket price. More than 60 mins? 100%.
Merseyrail 30 minutes Delayed more than 30 mins? 100% of your fare back.
Northern 30 minutes Delayed 30-59 mins? 50% of your fare back or one free single ticket to anywhere on the network. 60+ mins? You’ll get 100% back or two single tickets.
ScotRail 30 minutes Delayed 30-59 mins? 50% of ticket price. More than 60 mins? 100%.
South West Trains 60 minutes Delayed more than 60 mins? 100% of your fare back.
Southeastern 30 minutes Delayed 30-59 mins? 50% of ticket price. More than 60 mins? 100%.
Southern 15 minutes Delayed 15-29 mins? 25% of the fare. 30-59 mins? 50% of the fare paid. More than 60 mins? 100%.
Stansted Express 30 minutes Delayed 30-59 mins? 50% of ticket price. More than 60 mins? 100%.
Transport for London 30 minutes Delayed more than 30 mins? You’ll get a refund for a single journey. More than 60 minutes? 50% of the fare (if higher than the single journey refund).
ThamesLink 15 minutes Delayed 15-29 mins? 25% of the ticket price. Delayed 30-59 mins? 50% of the ticket price. Delayed 60-119 mins? 100%.
Transpennine Express 30 minutes Delayed 30-59 mins? 50% of ticket price. More than 60 mins? 100%.
Virgin Trains 30 minutes Delayed 30-59 mins? 50% of ticket price. More than 60 mins? 100%.
Virgin Trains East Coast 30 minutes Delayed 30-59 mins? 50% of ticket price. More than 60 mins? 100%.
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June 22, 2017
Daniel Lee

The Letting Agent Fees Ban: What’s happening?

 

Back in November the country’s Chancellor, Phillip Hammond, conducted the last ever Autumn Statement. Covering a broad range of subjects, one particular suggestion pricked the ears of tenants all over the country: a ban on letting agent fees.

Tenants are all too aware of the huge costs letting agents charge. Credit checks, contract fees, check in fees, check out fees, and many others with vague titles. You can even get charged over £100 for a contract to be renewed, a process involving pressing print, a stapler, and a pen.

So, when is the letting agent fee ban coming into effect?

Not just yet. First, the Government needs to conduct a consultation. This was announced to take place in March/April of this year. Then in February, they released a housing a white paper which again mentioned a ban on fees.

Eventually the consultation was opened on 7th April. It’s currently still open and will close on the 2 June 2017. You can respond yourself here. Along with talking to tenants, the consultation will also include talks with landlords, Citizens Advice, and the Which? consumer group.

Based off this the Government will make its decisions, with landlords hoping the idea will be scrapped and tenants hoping the endless rip off charges will be culled. Although there’s been some concern among renters that the snap election could mean the ban will be forgotten (or quietly buried) after June 8th.

Meanwhile the landlords have asked for the consultation period to be extended. They say it should take place after the election and have sent a letter to the government about it. They claim that because of the election the ban will become a manifesto pledge, which means the consultation may break the purdah rules – purdah being the time between an election announcement and the election where the government cannot announce new laws.

Nevertheless, the Tories have included the ban in their manifesto, saying that they will “shortly ban letting agent fees.” There’s no further details beyond that, but it seems a ban is becoming an inevitability, especially as the Liberal Democrats and Labour have committed to it as well.

So it looks like good news for current and future tenants. Let’s just hope the ban comes in sooner rather than later.

In the meantime, if you’re faced with massive fees before the ban, there are some options. First, if possible, try to rent from landlords directly as they’re unlikely to charge these kinds of fees. Websites like Gumtree, Loot, and Spare Room can be a good place to start. Post on your Facebook and Twitter too in case a friend knows of a place going.

It’s also worth trying to negotiate with the letting agent. If you’re lucky they might let you off some fees. In the end though, if they want to charge them, they will.

Update

Since this piece went live the Conservatives have announced a bill that will ban letting agent fees. At the moment they still need to get their Queen’s Speech passed, but if they do so, then the letting agents fee bill will most certainly pass as all parties support it. There’s no timetable as of yet, especially considering the very fluid nature of UK politics at the moment.

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June 5, 2017
Daniel Lee

The Best Cold Caller Responses

We understand how frustrating cold calls are, which is why we will never ring you unsolicited. However, most companies – for PPI refunds and otherwise – don’t share our mindset. We’re sure you’re often answering the phone to strangers who refuse to tell you where they got your number.

Next time, instead of getting angry or even calmly hanging up, why not take inspiration from these pranksters and waste their time? We’ve also explained before about how to claim compensation from cold calling companies too.

We’ve compiled ten of our favourite funny cold call videos (yes, there is such a thing). We hope you find these as amusing as we do. Have a wind-up story of your own? Let us know in the comment section below.

Russ McCulloch mashed up two prank call classics – the takeaway order and revenge on the cold caller. Our personal highlight is the naïve telemarketer mistaking Russ’s ramblings about a chopstick for him saying he’s off sick but there are plenty more laughs to be had here too.

David Borthwick has been phoned by a PPI company he has never contacted before. But who gave them his number? Was it Auntie Jean or Uncle Freddy?

This classic from mediocrefilms2 shows how to ruin a telemarketer call in an extremely friendly way. It’s how you imagine Buddy the Elf answering a cold call. And no, he doesn’t ask for the caller’s favourite colour.

Normally cold callers being pranked are unamused but this debt advisor joins in on the fun and laughs along with Larry Millar. Never has a cold caller been so easy to warm to.

An oldie but a goldie, this Videojug upload features a man who is very happy to say to yes to this telemarketer’s requests – he just doesn’t want to say anything else. Literally.

Grime MC Jme received an unsolicited PPI refund call. So he did what came naturally to him, and after 10 minutes on the phone, he performed to his call centre audience.

This 3-year-old has learnt the art of dismissing cold calls from a very early age in this short but sweet video by Clare Glenn.

Robbie Britton found that telemarketers find fellow cold callers just as annoying as we do. When two contacted him at the same time, he conducted a three-way conversation.

Lynn Napier shared this dead pan cold call response with the world last year. You certainly need patience to put up with unwanted calls. Or should that be patients?

It’s not just YouTubers who find humour in cold calling, it’s also become part of comedian’s stand-up routines. Lee Mack took to the stage of the Apollo about his response to an energy company.

As frustrating as cold calling may be, we hope this round up has helped ease some of your pain. So, try and have a laugh the next time you receive an unsolicited call. Whoever the call is from, you can guarantee that it won’t be from us.

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