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What was PPI added to?

Payment Protection Insurance (PPI) has been a hot topic in the media over recent years.

Millions of consumers have already sought compensation from financial lenders that have mis-sold them PPI, with an estimated 7 million yet to launch their claim.

The banks and lenders in the UK have had to set aside tens of billions of pounds in order to meet these claims and the bill is continuing to rise.

You could also be owed compensation, but what was PPI added to?

This article lists some of the financial products that were typically used to mis-sell PPI – find out whether you may have a claim!


Many large mortgage lenders such as Lloyds, Halifax, Santander and Alliance & Leicester have been fined, or faced tough action from the regulator, for the malpractice of mis-selling PPI. Mortgage lenders have paid out huge sums in compensation.


From huge institutions such as HSBC, Clydesdale and RBS / Natwest, to the smaller Welcome Finance, companies that loaned money over the last 20 years often mis-sold PPI. Could this have affected you?

Credit cards

Various credit card providers, including Barclaycard, MBNA and Capital One mis-sold PPI insurance to their card users.

Hire Purchase Agreements

Black Horse and HFC lent hundreds of thousands of people money to finance their car purchases. Hire Purchase Agreements were an opportunity that many organisations used to mis-sell PPI.

Store cards

From Asda to Debenhams, Tesco to Sainsburys, it wasn’t just the mainstream banks and lenders who were mis-selling PPI. Have you been using a store card over the last 25 years? You may have been mis-sold PPI.

Essentially any time that an organisation provided you with a form of credit – creating a situation where you owed them money – it is worth checking whether you were sold PPI at the same time.

Making a PPI Claim

Not sure whether you’ve been sold PPI? Our fast and comprehensive checking systems that have been set up with almost all banks, including Alliance & Leicester, allows you to find out whether you’ve been one of the millions who have had PPI.

Not sure whether you qualify? Check here to see whether you may.

Want to know how much you may be owed? Why not try our PPI calculator.

If you have had a loan, mortgage, hire purchase agreement, credit or store card within the last 25 years there’s every chance you’ll have been paying for PPI.

We’ve made claiming easy, taking the stress out of you having to deal with the paperwork, the stress, and the tactics employed by the bank to try and wriggle out of paying.

So….how do you start your claim?

#1: The first option for you is to fill in the form which can be seen on every page. By doing so, we will send you out a form in the post for you to complete. Once we’ve received the form back in the freepost envelope we send you with your form, we can make a start on your PPI claim.

#2: The second option for you is to download our form, which again can be found on every page by clicking the ‘download pack’ button. Simply print it out, complete it and send it back to us, our address can be found here. Once we receive is back we’ll let you know and make a start.

Our team of experts are on hand to answer any questions you have via telephone, email or our live chat facility.

So….why wait, let’s get started!

What was PPI added to?

What was PPI added to?

About the author

Daniel Lee

Company Director

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